PART 2 of 2
Part 1 of this blog, discussing workers’ compensation benefits available to those who have been injured while working for an uninsured employer in Massachusetts was published on October 18. Because workers’ compensation only provides limited benefits and often times does not provide adequate compensation for the harm caused by a workplace accident, it is important to thoroughly investigate all possible civil remedies which can provide additional compensation not provided by workers’ compensation laws, such as pain and suffering.
Civil/Third Party Claims
If a general contractor or negligent third party with insurance coverage or reachable assets cannot be identified, the injured worker has the right to recover full tort damages directly from his uninsured employer. Once it has been determined that the employer did not have workers’ compensation coverage on the date of injury, a plaintiff seeking a tort recovery against an uninsured employer must first establish:
1) the employee-employer relationship,
2) the plaintiff was injured, and
3) the injury arose out of and in the course of employment.
See. M.G.L. c. 152, §25A; G.L. c. 152, § 66. Continue reading