Employees who have been hurt on the job in a Massachusetts workplace may be eligible for benefits through the state workers’ compensation system. This is a form of no-fault insurance that most employers are required by law to provide. It is designed to avoid the need for employees who suffer from job-related accidents or illnesses to bring a personal injury lawsuit against their employers. Benefits available through the workers’ compensation system may extend to medical expenses for the treatment of the job-related injury as well as wage loss and, in some cases, additional programs like worker retraining.Massachusetts workers typically can establish that they qualify for workers’ compensation benefits if they have been unable to perform their job duties for at least five days because of the work-related accident or illness. In some cases, this can consist of an exacerbation of a pre-existing condition that originated outside the job environment but was worsened there. There are several types of benefits for which workers may be eligible. These include permanent and total disability benefits, temporary and total disability benefits, and partial disability benefits.
Permanent and total disability benefits may be available under Section 34A of the Massachusetts workers’ compensation law for workers who have suffered from serious harm on the job. They must be unable to perform any type of work, including the duties of the position that they held at the time of the event precipitating the accident or illness. By contrast, temporary and total disability benefits are provided for people who are unable to hold a job only for a limited period. Partial disability benefits are likely appropriate for someone who can perform some job duties, although not to the same extent as before the injury.
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